Personal finances from basic education in Pamplona institutions

Abstract

Objective: To identify which type of knowledge young people do have about the basic educational level, specifically from the sixth up to the eighth grade, in the areas of personal finance, money management and savings. Method: A field of investigation was carried out, of a descriptive nature, with a non-experimental, transversal design. For the population, 96 students from different schools in the municipalities of the province of Pamplona were considered with a random sample of 96 young people from rural basic schools. The analysis was carried out during the second semester of 2016. Results: This research allowed us to have an idea about the management of money in young people in the sixth, seventh and eighth grades of basic education, likewise it is important to highlight  the fact that although they are children and the majority from strata 1 and / 2 living on the sidewalks of the neighboring municipalities of the province of Pamplona are able to handle the money in their daily lives and make a rational use of it, allowing to establish that they do have  more than a vague idea. about their personal finances In spite of the fact that they do not handle the terms,  still they are  quite clear about the management of money and the culture of savings according to their proportions. Discussions: A conclusive analysis of the survey model shows that although in the schools there are no given notions about this matter, to start teaching from an early age concepts such as savings and credit in a didactic way can become a clear benefit for adult life. Conclusions: The accomplishment of this project allowed  us to have a pleasant experience  after working with the children and young people of the schools of the sixth, seventh and eighth grades of the different communities of the province near the municipality of Pamplona, ?? and the University being able to get close to  the region.